Money Blocks Journaling Prompts: 7 Questions to Shift Your Financial Story
You can't budget your way out of a belief you didn't know you had. These journaling prompts help you see—and shift—the invisible money blocks that have been running your financial reality.
Why Journaling Reveals What Tarot Shows You
Tarot gives you the mirror. Journaling gives you the clarity.
When you pull cards about money, you're seeing patterns—inherited beliefs, emotional contractions, unconscious fears. But seeing the pattern isn't enough. You have to work with it directly.
That's what these prompts do. They help you:
- Trace where the block came from (so you stop blaming yourself)
- Name the feeling underneath the financial behavior (because emotions create outcomes)
- Choose a new belief consciously (instead of repeating the old one on autopilot)
This isn't therapy. It's not manifestation. It's conscious pattern interruption—and it's how you stop repeating the same money story over and over.
How to Use These Prompts (The Method That Actually Works)
Don't overthink it. Just write.
Here's the process:
- Choose one prompt (start with whichever feels most charged)
- Set a timer for 10 minutes (no editing, no stopping)
- Write whatever comes up—even if it feels messy, repetitive, or "wrong"
- Notice what surprises you (the thing you didn't expect to write = the thing your subconscious wanted you to see)
Optional: Pull a tarot card before journaling and ask it to show you what you need to know. Let the card inform your writing.
You don't need to "fix" anything. The act of seeing the pattern clearly is what shifts it.
The 7 Money Block Journaling Prompts
Prompt 1: The Origin Story
Question:
What's my earliest memory of money? What emotion was attached to it?
Why this matters:
Your first money memory often holds the core belief you've been operating from ever since. Was it stress? Shame? Secrecy? Celebration? That feeling became your baseline.
If you pull a card:
Ask: "What did I absorb about money before I could question it?"
What to look for in your writing:
Phrases like "I learned that..." or "I decided that..." Those are the beliefs you inherited.
Prompt 2: The Inherited Script
Question:
What did my parents/caregivers believe about money? What phrases did I hear growing up?
Why this matters:
Most money blocks aren't yours—they're borrowed. You absorbed them from the people who raised you, even if you consciously disagree with them now.
Common inherited beliefs:
- "Money doesn't grow on trees"
- "We can't afford that"
- "Rich people are greedy/selfish"
- "You have to work hard to deserve wealth"
- "Money is the root of all evil"
Journal on:
Which of these beliefs am I still operating from, even unconsciously?
If you pull a card:
Ask: "Which inherited belief is it time to release?"
Prompt 3: The Worthiness Block
Question:
Do I actually believe I deserve wealth? (Write the first gut answer—no editing.)
Why this matters:
If you don't believe you're worthy of abundance, you'll unconsciously self-sabotage every time you get close. You'll overspend. Undercharge. Give too much away. Refuse to receive.
Follow-up questions:
- What story am I telling myself about why other people can have money but I can't?
- If I allowed myself to be fully worthy of abundance, what would I do differently tomorrow?
If you pull a card:
Ask: "What truth about my worth am I not seeing?"
Prompt 4: The Control Block
Question:
What am I afraid will happen if I let go of control around money?
Why this matters:
Gripping = blocking. If you're emotionally clenched (tracking every dollar obsessively, afraid to spend, unable to receive gifts), you're operating from scarcity—even if you have money in the bank.
Follow-up:
Where did I learn that gripping = safety? What could "financial flow" look like if I trusted it?
If you pull a card:
Ask: "Where am I gripping that's blocking abundance from entering?"
Prompt 5: The Safety Block
Question:
What does "financial safety" mean to me? (Be specific—write the number, the scenario.)
Why this matters:
If your nervous system believes money isn't safe, you'll unconsciously push it away—or burn yourself out trying to hoard it.
Follow-up questions:
- Am I conflating survival with safety? (Is my nervous system stuck in threat mode?)
- What would it take for me to feel safe before the money shows up?
If you pull a card:
Ask: "What do I need to feel safe enough to receive abundance?"
Prompt 6: The Visibility Block
Question:
What am I afraid will happen if I become visibly successful?
Why this matters:
Many people unconsciously cap their income because they're terrified of being seen. Judgment. Jealousy. Responsibility. Expectations. Safety in smallness.
Follow-up:
- Who in my life might judge me if I made more money?
- What part of me believes it's safer to stay small?
If you pull a card:
Ask: "What's waiting for me on the other side of visibility?"
Prompt 7: The "Good Person" Block
Question:
Do I believe that wanting money makes me selfish or shallow?
Why this matters:
If you've internalized the belief that "spiritual people don't care about money" or "good people sacrifice for others," you'll unconsciously reject abundance to prove your virtue.
Follow-up:
- Where did I learn that "good people" don't care about wealth?
- What could I do with abundance that would actually serve my values?
If you pull a card:
Ask: "How can I align wealth with my integrity?"
What to Do With What You've Found
Here's what happens after you journal:
You'll see patterns. The same belief showing up in multiple prompts. That's not coincidence—that's your core money block.
You'll feel emotions. Anger at who taught you this. Grief for how long you've been carrying it. Relief that it's not "just you." Let yourself feel it.
You'll have clarity. Not perfect clarity. Just enough to know: Oh. This is what's been running the show.
The next step:
You don't need to "fix" the belief. You just need to choose a new one. Write it down. Repeat it. Act from it once this week.
That's how you rewire the pattern.
If you want to understand the psychology behind why these inherited beliefs are so powerful, Mind Over Money by Dr. Brad Klontz explains the neuroscience of money scripts and why journaling (combined with awareness) actually rewires them.
Beyond Journaling: Practical Money Skills
Journaling reveals the block. Practical skills help you move forward once it's clear.
After you've identified your patterns, build the outer skills:
Track your spending consciously:
You Need A Budget or Mint help you see where unconscious beliefs show up in real dollars.
Learn to manage debt without shame:
National Foundation for Credit Counseling offers free support.
Build wealth-building skills:
Vanguard's guides demystify investing.
Want more book recommendations?
Check our Money Mindset Reading List for books that bridge inner work and practical financial skills.
Ready to Identify Your Specific Money Block?
If these prompts brought up big emotions or sudden clarity, you're ready for the next layer of this work.
Take our free course: Assessing Your Money Blocks
You'll discover:
- Which of the 7 most common money blocks is affecting your flow right now
- How each block shows up in tarot readings (with card connections)
- A personalized roadmap for what to shift next
It's free, self-paced, and designed to meet you exactly where you are.
The journaling showed you the pattern. The course helps you name it—and the Breaking Financial Blocks with Tarot course ($333) gives you the full framework for rewiring it.
Disclaimer
This content explores the psychology and consciousness of money, not financial advice. For budgeting, investing, or financial planning, consult the resources above or a qualified financial professional. Tarot is a tool for self-reflection, not a substitute for financial literacy or professional guidance.
Disclosure: Some book links on this page are affiliate links through Bookshop.org, which supports independent bookstores. If you purchase through these links, we may earn a small commission at no extra cost to you. We only recommend books we genuinely believe will support your growth.
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